Used Car Loans DeWitt County

Used Car Loans DeWitt County

Brought to You by Cuero Chrysler Dodge Jeep Ram

We know that purchasing a pre-owned vehicle can be an exciting process but also very intimidating when it comes to financing the purchase. You don't have to worry here at Cuero though, our Finance Department is ready to help you obtain the used car loan that works with your budget without all the stress you have come to expect! Our finance team specializes in helping those with all kinds of credit, from good to bad, even those with no credit. We have a whole host of tips and resources to help you get the best used car loan, so keep reading down below!

Our Tips:

Set a Budget -- Based on your income and bills you already have, you need to establish a budget for how much you can comfortably pay and factor in expenses like gas, insurance, and more. Most experts say that your car payment should not use more than 10-15% of your monthly income.

Know Your Credit Score Before You Apply -- Knowing your credit score before you apply for a used car loan can help you estimate the interest rate and loan term that you can expect so there are no surprises at the dealership.

Research Used Models -- Now that you know what you can afford and your credit score, it's time to find the model that meets your wants and needs within your budget. Things to think about include fuel economy, safety, reliability, and size. You can also decide whether you want to purchase a used vehicle or a certified pre-owned vehicle.

Research Lenders -- Do some research to learn the difference between used car loan options at community banks, credit unions, and national banks to find your best option. If you already work with a bank, look into the used car loan programs they have to offer. They often offer you favorable terms for expanding your relationship with them.

Gather Your Documentation -- When you are ready to head down to the dealership, put together all the research you have compiled as well as your social security number, proof of residence like a phone or utility bill, proof of income like a pay stub, and your driver's license. Having all of this together when you head to the dealership will make the process much smoother.

Start the Financing Process Today

We are ready to help you get the used car loan that helps you drive off the lot in your dream vehicle! Right here on our site you can fill out our car loan calculator for an instant car loan rate estimation and fill out our secure finance application to get the ball rolling with our Finance Center! You can also handle the whole process in person just swing by the dealership to start the process with our finance team. Check out our online used vehicle inventory to find the used vehicle that fits your budget and meets all your wants and needs. We cannot wait to work with you, give our sales team a call or stop by the dealership today!

Make an Inquiry

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Cuero Dodge Chrysler Jeep Ram

2212 US Hwy 183 North
Directions Cuero, TX 77954-6225

  • Sales: (361) 520-4854
  • Service: (361) 386-2717
  • Parts: (361) 208-0874